Commercial finance solutions that help get deals done.

I arrange tailored funding for property, business and development requirements across the UK.

Complex cases. Tight deadlines. Personal service.

What I Can Help You Fund

From straightforward purchases to complex, time-sensitive requirements, I’ll help review the position and identify the most suitable funding route.

🏢Commercial Property

Purchases, refinances and owner-occupied business premises.

🏗️Development Finance

Ground-up development, conversions and heavy refurbishment projects.

Bridging Finance

Fast purchases, auction deadlines, refurbishment and refinance bridges.

🏘️Property Investment

Buy-to-let, HMOs, portfolios, holiday lets and more complex structures.

💼Business Finance

Working capital, asset finance and unsecured business facilities.

🤝Acquisition Finance

Management buyouts, partner buy-ins and business acquisitions.

Case Studies

Recent funding I've structured

A selection of recent funding requirements I've helped structure across property and business finance.

🤝£4m
Acquisition Finance

Business Acquisition

Funding structure developed for a £4m business acquisition, combining senior debt, client cash and deferred consideration.

📈£470k
Unsecured Business Finance

Working Capital Facility

An unsecured facility structured for an established business delivering major contracts, helping bridge the gap between project delivery and debtor receipts.

🏙️£1.26m
Property Finance

Complex Property Refinance

A refinance requirement involving a non-UK resident, corporate tenancy, rental coverage considerations and a bespoke top-slicing structure.

🏢£850k
Bridging Finance

Commercial Property Acquisition

Time-sensitive acquisition funding structured ahead of refurbishment and a planned refinance onto longer-term commercial funding.

🏗️£120k
Bridging Finance

Commercial Property Refurbishment

Short-term funding structured against a recently acquired commercial property to support refurbishment and the creation of a new wellbeing venue.

🔑£230k
Commercial Mortgage

Owner-Occupied Commercial Purchase

A commercial mortgage structure designed to help an established trading business purchase its own premises and move away from rented accommodation.

Case studies are anonymised and shown for illustrative purposes. Funding is subject to lender criteria and individual circumstances.

About Me

20 years of banking experience, with a personal approach.

I have 20 years of banking experience, working with a broad range of clients — from private individuals and start-up businesses through to multi-million-pound international businesses.

That breadth of experience has given me a practical understanding of how different clients, businesses and funding requirements need to be approached.

Today, I use that experience to help clients navigate the commercial finance market, structure their requirements clearly and identify the right funding solution.

Access To Over 250 Lenders Access to a broad panel of over 250 specialist and high-street lenders.
Complex Case Experience Practical support with bespoke and more nuanced requirements.
Responsive Service Quick responses, clear communication and proactive updates.
UK-Wide Funding Funding solutions for clients and properties across the UK.

Have a funding requirement?

Send me the details and I’ll personally review the requirement.

  • Quick, no-obligation enquiry
  • Personal response from me
  • Access to a broad lending market
  • Support with complex situations
Start a 2-minute enquiry
Prefer to contact me directly?
07599 819599
Chris@Watts-Commercial.co.uk
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